tbi bank adds regular top-up to its “Kasichka” flexible savings account
Funds accrue interest even upon deposit or withdrawal
For the additional convenience of its customers, tbi bank has added the option of automatically allocating money to a flexible savings account called "Kasichka" (“Piggy Bank”). This unique feature in the Bulgarian banking market can be used on a daily or monthly basis.
For example, if a person receives their salary in a tbi bank account by the 30th of each month, they can now easily set a certain amount to be automatically transferred to his "Kasichka" at the beginning of each following month. Customers can also activate regular deposits on a daily basis – a minimum of 1 lev to be automatically transferred to this savings account every day.
All of this makes saving more convenient and efficient, helping people build savings habits so they can meet their needs or achieve their goals - from a dream vacation or home renovation to smaller purchases, such as a new tech gadget, or just keeping a stash for rainy days.
"Kasichka" is also unique in the Bulgarian market thanks to its leading annual interest rate of 1.0%, which customers receive while maintaining full access to their savings at all times. With the tbi bank app, anyone can create up to five "Kasichka" accounts for different savings purposes, name them as they wish and set a final goal (date and required amount). Each savings account has a yield of 1.0% per year for amounts up to BGN 50,000 or EUR 25,000. Customers can "break" their piggy bank at any time or withdraw part of the savings - with just one click in the application, the money set aside is instantly transferred from the current account to a neon card.
We are constantly improving our mobile application not only to give customers even better functionalities and offers, but also to support them in building saving habits. This is very important for their personal and family life. The new regular top-up functionality of the "Kasichka" savings account provides our customers with even more convenience, permanence and financial security for the future," says Lukas Tursa, CEO of tbi bank.
In addition, the bank continues to offer among the best interest rates on deposits on the Bulgarian market (up to 3.5%). The "Kasichka" savings account is more flexible than traditional time deposits, as the funds accrue interest even upon deposit or withdrawal. All tbi bank savings products have no opening and closing fees. Free of charge is also the daily banking package including a current account and a neon card.
Translated by Tzvetozar Vincent Iolov